Construction Insurance Companies

Construction Insurance Companies

Property insurance

Independent contractors can be sued and held liable for damages, just like other small business owners. Learn more about what this coverage entails here.

Construction Insurance Companies - Property insurance

  1. Terrorism insurance
  2. Employment practices liability
  3. Insurable interest
  4. Terrorism insurance
  5. Employment practices liability
  6. Insurable interest
As a contractor, your business is your livelihood. Personalizing a quote to fit the unique needs of your business is the only surefire way to guarantee you receive an accurate rate and sufficient coverage.

Stay protected with Contractors insurance from The Allen Thomas Group Commercial.

Construction Insurance Companies - Terrorism insurance

  1. Contractor
  2. Liability
  3. Claims-made and reported policy
  4. Directors and officers liability
  5. Umbrella insurance
As a contractor myself, I've seen firsthand how critical insurance is. Business owners can add an additional insured to their commercial general liability insurance policy.

Independent and self-employed contractors generally aren't required to carry workers' compensation insurance; however, it may be mandatory in certain jurisdictions or as part of an agreement. Protect Your Livelihood: Work with Insurance ExpertsAs a fellow contractor, I know how grueling and risky our work can be. The Allen Thomas Group Contractor Insurance . You have the option to include attached equipment like ladder racks and permanently fitted tool boxes as part of this coverage; individual tools are usually not covered under such policies.

This guide will provide an overview of essential coverages, insurance costs, and tips for choosing the best insurance agency for your contracting business. We offer options that fit companies with 2 vehicles or 200.- Covers liability and property damage from accident claims - Provides collision, theft and natural disaster protection- Applies to all company-owned motorized equipment With decades of experience, The Allen Thomas Group Insurance Agency has developed specialized expertise when it comes to the contracting industry. Contractors should work closely with their legal team to explore settlement options that align with their best interests.3.

Your clients can add you to their general liability policy as an additional insured. Whether it's a slip and fall accident at a construction site or damage caused by faulty workmanship, the potential for liability claims is ever-present. But regardless, it’s a good idea to have coverage in case of accidents or theft of tools and equipment. It protects contractors from legal and financial liabilities arising from accidents or injuries that occur on the job site.2.

Contractors face numerous unique and often dangerous risks on a daily basis in their work as independent contractors.

Construction Insurance Companies - Terrorism insurance

  1. Insurable interest
  2. Insurable interest
  3. Insurable interest
This can include legal expenses, settlement costs, and damages awarded to the injured party. We'll help you analyze risks, close gaps, and choose cost-effective policies so you can keep focused on what matters most – excelling at the work you love.

When choosing an insurance provider, contractors should consider several factors. Our Risk Control, Underwriting and Claim professionals, dedicated to your industry, are skilled in helping you better manage complex indemnity, additional insured and contractual exposures.

Construction Insurance Companies - Insurance

    General liability insurance provides coverage against both of these issues.

    This involves having a qualified legal team that specializes in construction law and can effectively represent the contractor's interests in court or during settlement negotiations.2. Construction claims can be complex and often unpredictable, which is why The Allen Thomas Group offers a dedicated construction claim service operation dedicated to handling these unique cases. Cyber/data breach - Protects against losses if sensitive data like customer/employee records are lost or hacked.

    Contractor Liability Coverage

    Workers' Comp ensures you have expert legal representation if such claims arise. Furthermore, bidding or taking on new jobs often requires proof of insurance as part of their requirements. Contractor insurance is crucial for protecting both contractors and their clients from financial risks and liabilities associated with accidents or property damage. Terrorism insurance

    Contractors insurance from The Allen Thomas Group protects small businesses like painters, carpenters, landscapers and other tradespeople with a variety of coverages to help them take on the financial impact of work-related accidents. We continually monitor regulations and laws specific to contractors in your state so your company stays fully protected and compliant.

    General liability insurance helps cover legal fees and damages resulting from a lawsuit. Liability coverage helps shield your personal finances.

    Construction Insurance Companies - Underwriter

    • Underwriter
    • Contractor
    • Liability
    • Claims-made and reported policy


    High winds collapse scaffolding onto adjacent buildings. Workers' Compensation Insurance: This coverage is essential for contractors who have employees.

    Contractor Liability Coverage
    Contractors Pollution Liability

    Contractors Pollution Liability

    Keep your fleet and business driving forward with customized coverage from our commercial auto insurance experts. Some independent contractors are required to have this coverage to work in riskier professions, such as roofing and building trades. We offer insurance by phone, online and through independent agents. A business can add multiple contractors to its general liability policy.

    Tools, equipment, and materials coverage - Insures business tools, equipment, supplies/inventory for loss or damage at the job site or in transit. Different industries bring different risks. Assists you with covering medical expenses and legal fees associated with defending against an event covered under this plan.

    Independent contractors can also add business owners to their policy. Additionally, before bidding or taking on a job, you may be required to show proof of insurance. It provides benefits to employees who are injured or become ill due to work-related activities.

    Construction Insurance Companies - Insurance

    • Property damage
    • Terrorism insurance
    • Employment practices liability


    It depends largely on the scenario, and practices vary by industry. This coverage protects you when a third party sues your business for bodily injury or property damage. The Allen Thomas Group Advantages Include:- Specialized expertise serving contractors across the U.

    Liability Insurance Coverage For Contractors

    General liability insurance is particularly important as it provides coverage for third-party bodily injury and property damage claims that may arise during the course of a project. Understanding the policy limits and choosing the right insurance provider are crucial aspects of this type of coverage.

    Call us or start the quote online to begin today.

    Workers' Compensation Insurance: This coverage is essential for contractors who have employees.

    Our veteran agents take time to explain how policies apply to your real-world scenarios.

    Workers' compensation
    Liability Insurance Coverage For Contractors
    Contractors General Liability Insurance Quote
    Contractors General Liability Insurance Quote

    Like any other small business owner, an independent contractor can be sued and held liable for damages.

    Construction Insurance Companies - Insurance

    • Errors and omissions insurance
    • Workers' compensation
    • Underwriter
    • Property damage
    • Terrorism insurance
    Coverage for collisions, vandalism, natural disasters and theft is also included. If you drive your personal vehicle for work, you should consider hired and non-owned auto insurance (HNOA) to make sure you're protected.

    Please fill out The Allen Thomas Group's online application and get in touch with one of their licensed insurance specialists to get assistance for your unique business insurance needs. This includes contracts, change orders, correspondence, and any other relevant records.

    Having property damage insurance ensures that you are protected financially in case any damages occur during the course of your work. Surety bonds - Types like license & permit bonds guarantee you'll comply with laws and complete projects per contract terms.

    Learn more about what general liability insurance covers. They often include general liability insurance, which covers your business if you’re liable for injuring people, damaging property or other situations.

    Construction Liability Insurance

    Contractor Insurance Price

    For example, the photographer could be accused of copyright infringement, while the remodeler faces the risk of potential injury to the homeowner.

    Construction Insurance Companies - Underwriter

    • Workers' compensation
    • Underwriter
    • Property damage
    • Terrorism insurance
    • Employment practices liability
    • Insurable interest
    Commercial property - Protects your business property like offices, warehouses, showrooms for perils like fire, theft, vandalism, smoke damage, etc. So is the business owner or the subcontractor responsible for adding the additional insured?

    Top insurance carriers - Independent agencies have access to quotes from numerous respected insurance carriers all in one place. Prices vary based on how you buy.

    It’s important to protect your livelihood with adequate coverages and limits that match your exposure in case your business is threatened. Other factors that impact the cost of contractors insurance are employees, coverage needs, vehicles, location and claims history.

    Property damage insurance is a vital coverage that contractors should have to protect against potential damages to the property they are working on. It covers medical expenses, lost wages, and rehabilitation costs, protecting both contractors and their workers.3.

    Contractor Insurance Price

    Frequently Asked Questions

    That means the general contractor must establish his or her own risk mitigation process that works closely with the construction project manager, conducting risk identification and analysis throughout the duration of the project, while creating a comprehensive risk management plan.

    General, professional and employer liabilities are the three major forms of liability protection available today.

    Task and Schedule Tracking Doing this not only aids construction risk management but also allows teams to make better decisions regarding how best to complete certain parts of a project, especially when they fall behind schedule. What's more is these tools help increase accountability.

    Professional liability insurance provides coverage for professionals and businesses to protect them against claims of negligence by clients or customers. Policies generally cover negligence, copyright infringement, personal injury claims and more.

    To determine how much professional liability coverage you require based on your industry, company size and risk profile it's wise to consult an independent insurance agent who can assist in selecting an adequate amount; limits typically range between $250,000-2 million for professional liability policies.